texanguy
10-02 10:50 AM
look to see if you can reduce your monthly mortgage payment by means of "recasting". some mortagages offer this choice, some dont.
Say you are paying a note of 1500 per month, and you would like to pay 1400 per month, then assuming that you have put six months of expense aside in emergnecy funds, pay off your mortgage principal as much as you can. Next, call the lender to tell them that you want to recast the loan. Recasting means figuring out the payment as if your today's mortgage balance is what you would pay on for the rest of the period on your loan.
It may go down by say $50 dollars or sth. But thats the interest you would not be paying to the lender. Which is indeed the savings your will have. $600 / per year.
I am not an expert, just one opinion.
You have not given any specific numbers or your location etc. Hence the above is a quite generic description of what one can do
My boss recently changed and the work environment is not good anymore (never imagined this would happen), I am in a constant pressure and no job security. It's a shocker in a fulltime state job.
We bought a house last year needless to say that the prices have fallen. We are now in a dazed state as we just realised we don't have any savings, whatever we had, we made bad choices - house, 2 cars (They looked good at that time though) and put about 10% on the house.
We were planning on to invest all our savings in the house as we recently paid off our two cars and no other debts. But after reading some posts here on the housing and investment market. I am not sure if I want to put everything in the house, having my job at risk and no GC yet.
Being a novice in fianancial matters, need advice.
Appreciate your thoughts on this.
Say you are paying a note of 1500 per month, and you would like to pay 1400 per month, then assuming that you have put six months of expense aside in emergnecy funds, pay off your mortgage principal as much as you can. Next, call the lender to tell them that you want to recast the loan. Recasting means figuring out the payment as if your today's mortgage balance is what you would pay on for the rest of the period on your loan.
It may go down by say $50 dollars or sth. But thats the interest you would not be paying to the lender. Which is indeed the savings your will have. $600 / per year.
I am not an expert, just one opinion.
You have not given any specific numbers or your location etc. Hence the above is a quite generic description of what one can do
My boss recently changed and the work environment is not good anymore (never imagined this would happen), I am in a constant pressure and no job security. It's a shocker in a fulltime state job.
We bought a house last year needless to say that the prices have fallen. We are now in a dazed state as we just realised we don't have any savings, whatever we had, we made bad choices - house, 2 cars (They looked good at that time though) and put about 10% on the house.
We were planning on to invest all our savings in the house as we recently paid off our two cars and no other debts. But after reading some posts here on the housing and investment market. I am not sure if I want to put everything in the house, having my job at risk and no GC yet.
Being a novice in fianancial matters, need advice.
Appreciate your thoughts on this.
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snaidu
12-11 12:46 PM
Due to the retrogession,we cant file 140/485 concurrently till PD is current anyway.
Please explain what this new legistation means?
Thanks
Please explain what this new legistation means?
Thanks
khans02
11-11 02:22 PM
We went home after my wife started working using the EAD. After we came back we applied for your H1 and H4 extension and one we got that now we are in H status instead of EAD status. It is a little tricky. When we came back we entered as parolee but once we applied and extended our H1\H4 status we ar eback to H1\H4 status. Your lawyer would be able to explain it better.
My lawyer suggetsed that it is better to be in H status as it gives some manuvering time and opportunity in case the 485 is denied.
Thanks
My lawyer suggetsed that it is better to be in H status as it gives some manuvering time and opportunity in case the 485 is denied.
Thanks
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akilaakka
03-09 05:11 PM
I recently added pages to my passport in India while I was in Vaccation. It was painless process as I went through travel agent and have to pay extra money. No police verification is required if your renewing. Adding pages/renewal is all the same process.
If you apply in Tatkal, you will get your passport in a week. If you do in India, I advice you go through some travel agent.
Did not renew here as my job requires frequent travel at short notice.
If you are not travelling internationally then it is best to do it USA.
Thanks
Senthil
If you apply in Tatkal, you will get your passport in a week. If you do in India, I advice you go through some travel agent.
Did not renew here as my job requires frequent travel at short notice.
If you are not travelling internationally then it is best to do it USA.
Thanks
Senthil
more...
ganguteli
03-16 02:07 PM
stupid comments considering one could say the same about IV if looking at it from the perspective of some of the posts here.
If you have nothing nice to say, maybe saying nothing may be the nicest thing. Sometimes links like this are actually very useful - especially to people coming here for the first time (or first few times)
You can do hero worship of your lawyer whoever it is. I will not.
Ask him/her if he will do advocacy effort for you or sue USCIS since all his clients are struggling in the long wait and spending a lot of money on immigration consultations, fees etc.
Ask him if he contribute to IV instead?
Ask him to give you priority instead of your employer who gives him business every year.
Ask him why AILA is not giving you regular updates through him. As clients of lawyers we should get regular updates and prompt responses. What are they doing about country caps removal, end of retrogression, recapture etc. I mean they are so powerful, so why can't they do it for us so that we no longer need lawyers and save a lot of money? Arn't we all spending thousands of $s on immigration attorneys ? and only few of us pay only $25 and many are free members and get such a good service from IV website. We all hate to pay a single dollar to IV and accuse IV core of asking contributions every time there is a drive but IV still helps us. They need to learn from us.
Why none of us has the courage to do it, but we have the courage to trash talk IV and blame its core for not working hard enough for our $25.
If you have nothing nice to say, maybe saying nothing may be the nicest thing. Sometimes links like this are actually very useful - especially to people coming here for the first time (or first few times)
You can do hero worship of your lawyer whoever it is. I will not.
Ask him/her if he will do advocacy effort for you or sue USCIS since all his clients are struggling in the long wait and spending a lot of money on immigration consultations, fees etc.
Ask him if he contribute to IV instead?
Ask him to give you priority instead of your employer who gives him business every year.
Ask him why AILA is not giving you regular updates through him. As clients of lawyers we should get regular updates and prompt responses. What are they doing about country caps removal, end of retrogression, recapture etc. I mean they are so powerful, so why can't they do it for us so that we no longer need lawyers and save a lot of money? Arn't we all spending thousands of $s on immigration attorneys ? and only few of us pay only $25 and many are free members and get such a good service from IV website. We all hate to pay a single dollar to IV and accuse IV core of asking contributions every time there is a drive but IV still helps us. They need to learn from us.
Why none of us has the courage to do it, but we have the courage to trash talk IV and blame its core for not working hard enough for our $25.
sandy_anand
06-15 11:56 AM
You can just walkin to Dr Stern office. Even if you have an appointment with them, you may have to wait 0.5-1.5 hours depending on the time you go. If you go on weekend or weekdays after 5 you may have to wait longer but afternoon should be faster. And there fee may be more than $350 if you need to get shots and xray. Hope this help.
If you call them recp. will tell that appt is required but actually it is just walk-in and you may not get any preference ver people who walked-in.
Aquarianf - Thanks for the useful info!
If you call them recp. will tell that appt is required but actually it is just walk-in and you may not get any preference ver people who walked-in.
Aquarianf - Thanks for the useful info!
more...
NKR
04-18 02:38 PM
I need to request for an interview then.. :)
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bkarnik
08-11 01:38 PM
I am in the same Boat. My PD is May 26 2004. Mine and my wife's case was transffered to Des Moines Iowa on March 19th 2008 and says its for additional processing. I applied for EAD renewal on June 11th and no approvals yet. I called uscis and they say that my ead would not be approved until the additional processing on my 485 is completed.. I am guessing it would be an interview.
Not necessarily in the same boat, although in the same pond.. :) In your case if the email says 'additional"processing and clearly indicates the DEs Moines office then it might very well be for an interview. In the case of ABH though all it says is that it was transferred to a USCIS office for "standard" processing, which could be as simple as USCIS mailing the packets from CSC to NSC.
Not necessarily in the same boat, although in the same pond.. :) In your case if the email says 'additional"processing and clearly indicates the DEs Moines office then it might very well be for an interview. In the case of ABH though all it says is that it was transferred to a USCIS office for "standard" processing, which could be as simple as USCIS mailing the packets from CSC to NSC.
more...
shreekarthik
06-23 08:41 AM
If the minister talks to the US President regarding VISA retrogression problem,How the outside world will come to know ? The discussions will be kept confidential ! I don't think everything will be disclosed to the press. VISA revalidation is another thing he can talk to US Secretary of State.
You are not serious are u ? Anyways he is here for shopping. If the dude drops in on July 4th who the hell is he going to meet in official Washington DC ?
You are not serious are u ? Anyways he is here for shopping. If the dude drops in on July 4th who the hell is he going to meet in official Washington DC ?
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bugsbunny
04-15 03:24 PM
Forum related questions
1 How do I create New Thread?
2 What do red and green mean?
3 How to give green and Red?
4 What is a junior member/senior member?
5 How do I Private message someone?
6 How do I update my profile?
7 Where is the control Panel?
FREQUENTLY ASKED QUESTIONS/FORUM FAQ - Immigration Wiki (http://immigrationvoice.org/wiki/index.php/FREQUENTLY_ASKED_QUESTIONS/FORUM_FAQ)
1 How do I create New Thread?
2 What do red and green mean?
3 How to give green and Red?
4 What is a junior member/senior member?
5 How do I Private message someone?
6 How do I update my profile?
7 Where is the control Panel?
FREQUENTLY ASKED QUESTIONS/FORUM FAQ - Immigration Wiki (http://immigrationvoice.org/wiki/index.php/FREQUENTLY_ASKED_QUESTIONS/FORUM_FAQ)
more...
Devils_Advocate
05-26 11:37 PM
LOL, nice post.:D
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uma001
06-18 03:43 PM
How many of years of experience is required for this position. Does it require 10 years of experience. Usually USCIS asks for exp.letters for those years that are mentioned in the requirement. I dont know why they are asking for all 60 months .
Gurus/Experts,
First of all, thanks for your time and any suggestions you can provide for me to handle my case.
Here are the details:
- I am employed with a mid-size consulting/services company.
- Perm approved in EB2 and I140 filed 11/2009. I have a BE degree and 9 yrs of progressive experience before perm filing.
- Earlier this month I received an RFE asking for '60 months of exp before labor filing in form of document from current or previous employer'
- All my EB2 qualifying experience is with previous employer(a top 10 Indian IT company) as labor was filed by my current employer the same month i joined them. I was with them for 5.5 yrs
Problem:
- I was on an onsite deputation from Indian company. Before leaving for US they make you sign a bond of approx $10k and the condition is for you to return back and resign. I know that as per US laws this is not enforceable but in India this very much stands true and if you wish to fight it out you need to go thru legal systems, may not be worth the time and energy dealing with a big corporation.
- Considering the heavy amount being asked i had decided not to close my case with them as there was no impact working here in US.
- Now I need an experience letter and they are taking there own time to process my case. I doubt I can get exp. letter from them before due date of my RFE.
Possible solutions based on my knowledge:
- Get a letter on previous company letterhead from some known manager. Contacted some managers but no one seems to willing to do this.
- Get affidavits from co-workers who worked with me during the time. Already have them and had submitted to company lawyer alongwith previous co. offer letter, yearly appraisal letters and last few pay stubs. Basically, everything to prove my 5.5 yrs of work exp. was provided with the only exception of an exp. letter from previous company on its letter head.
Has anyone of you came across this scenario? How did you handle this and what papers did you provide ? Please share your experience and suggestions.
Thanks again for your time.
Gurus/Experts,
First of all, thanks for your time and any suggestions you can provide for me to handle my case.
Here are the details:
- I am employed with a mid-size consulting/services company.
- Perm approved in EB2 and I140 filed 11/2009. I have a BE degree and 9 yrs of progressive experience before perm filing.
- Earlier this month I received an RFE asking for '60 months of exp before labor filing in form of document from current or previous employer'
- All my EB2 qualifying experience is with previous employer(a top 10 Indian IT company) as labor was filed by my current employer the same month i joined them. I was with them for 5.5 yrs
Problem:
- I was on an onsite deputation from Indian company. Before leaving for US they make you sign a bond of approx $10k and the condition is for you to return back and resign. I know that as per US laws this is not enforceable but in India this very much stands true and if you wish to fight it out you need to go thru legal systems, may not be worth the time and energy dealing with a big corporation.
- Considering the heavy amount being asked i had decided not to close my case with them as there was no impact working here in US.
- Now I need an experience letter and they are taking there own time to process my case. I doubt I can get exp. letter from them before due date of my RFE.
Possible solutions based on my knowledge:
- Get a letter on previous company letterhead from some known manager. Contacted some managers but no one seems to willing to do this.
- Get affidavits from co-workers who worked with me during the time. Already have them and had submitted to company lawyer alongwith previous co. offer letter, yearly appraisal letters and last few pay stubs. Basically, everything to prove my 5.5 yrs of work exp. was provided with the only exception of an exp. letter from previous company on its letter head.
Has anyone of you came across this scenario? How did you handle this and what papers did you provide ? Please share your experience and suggestions.
Thanks again for your time.
more...
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andy garcia
08-29 02:33 PM
This is the list of Witnesses(Panelists):
Panel I
David Daniel, Ph.D. , President UT at Dallas
Richardson, TX
Bo Cooper
Former General Counsel INS on behalf of Global Personnel Alliance
Washington, DC
Panel II
Philip J. Ritter
Senior VP and Manager of Public Affairs
Texas Instruments, Inc., Dallas, TX
Phyllis Norman, VP
Patient Care Services
Harris Methodist Ft. Worth Hospital
Ft. Worth, TX
Lance Kaplan
Partner
Fragomen, Del Rey, Bernsen, Loewy, LLP
on behalf of the American Council on International Personnel
Iselin, NJ
We should contact anybody who works in these companies.
Panel I
David Daniel, Ph.D. , President UT at Dallas
Richardson, TX
Bo Cooper
Former General Counsel INS on behalf of Global Personnel Alliance
Washington, DC
Panel II
Philip J. Ritter
Senior VP and Manager of Public Affairs
Texas Instruments, Inc., Dallas, TX
Phyllis Norman, VP
Patient Care Services
Harris Methodist Ft. Worth Hospital
Ft. Worth, TX
Lance Kaplan
Partner
Fragomen, Del Rey, Bernsen, Loewy, LLP
on behalf of the American Council on International Personnel
Iselin, NJ
We should contact anybody who works in these companies.
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aj1234567
09-21 01:22 PM
Hi Adusumilli-
do you also reviced same suspense notice,because i also recived yesterday same finger frint fee rejected,case is in suspense notice.
Thanks
Ajay
do you also reviced same suspense notice,because i also recived yesterday same finger frint fee rejected,case is in suspense notice.
Thanks
Ajay
more...
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PD_Dec2002
03-20 11:28 AM
Did I mention EB cap in my earlier post? I mentioned CAP which does not conclude that it is EB cap. I went through the bill too.
A ha! Now I see where the misunderstanding lies. And I do apologize if you got offended.
As I wrote earlier my "bummer" post was specifically in response to your and whitecollarslave's posts about Masters in STEM. whitecollarslave's replied (http://immigrationvoice.org/forum/showpost.php?p=231838&postcount=5) to your post asking "H-1B cap or EB green card cap?" And so I replied expressing my disappointment with the bill that Masters in STEM were exempt only from the H-1B cap.
You thought I was correcting you, but I really wasn't. It was my bad that I quoted your post in my response instead of quoting whitecollarslave's post. My apologies once again. Let's bury the hatchet.
Thanks,
Jayant
A ha! Now I see where the misunderstanding lies. And I do apologize if you got offended.
As I wrote earlier my "bummer" post was specifically in response to your and whitecollarslave's posts about Masters in STEM. whitecollarslave's replied (http://immigrationvoice.org/forum/showpost.php?p=231838&postcount=5) to your post asking "H-1B cap or EB green card cap?" And so I replied expressing my disappointment with the bill that Masters in STEM were exempt only from the H-1B cap.
You thought I was correcting you, but I really wasn't. It was my bad that I quoted your post in my response instead of quoting whitecollarslave's post. My apologies once again. Let's bury the hatchet.
Thanks,
Jayant
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dhirajs98
08-24 10:10 AM
NSC received my AOS packet on July 24th and all my checks cased yesterday. I file I140 and I485 concurrently.
more...
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muffins
05-31 12:52 PM
Ok I went fast,(two hours) but I'm very happy with the results considering the style I went with.
Here it is:
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Any chance of a tutorial on the liquid metal effect? Like the hook shape of em also?
Here it is:
http://dj-studios.com/battles/televsdj/the_beatdown.jpg
Any chance of a tutorial on the liquid metal effect? Like the hook shape of em also?
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Fightwithfate
03-18 12:14 PM
You got a success story in 1 month time frame. Be happy.
The documents being asked, all are always in your hand, just keep few copies and keep sending for every H1 transfer.
Hope you are not doing H1 transfer every three months.
To make you more sad, there is a change in the process (read in murth news letter), that all the documents must be attached even if you want to make an amendment in your petition. So, you have your name misspelled, date misspelled, birth date wrong, prepare one more set of documents for that too.
Thank you.I just waned to let others knows about that you have to give two weeks notice to your current employer and join the new employer which is not possible according to the new system.Also there are lot of denials and you are not sure about the H1 is goint to get approved.At this point of time I don't think it is a better idea to start working for a company with out getting approval.Because you won't get more than one offer at this time.Also your previous employer may not want you be back.
The documents being asked, all are always in your hand, just keep few copies and keep sending for every H1 transfer.
Hope you are not doing H1 transfer every three months.
To make you more sad, there is a change in the process (read in murth news letter), that all the documents must be attached even if you want to make an amendment in your petition. So, you have your name misspelled, date misspelled, birth date wrong, prepare one more set of documents for that too.
Thank you.I just waned to let others knows about that you have to give two weeks notice to your current employer and join the new employer which is not possible according to the new system.Also there are lot of denials and you are not sure about the H1 is goint to get approved.At this point of time I don't think it is a better idea to start working for a company with out getting approval.Because you won't get more than one offer at this time.Also your previous employer may not want you be back.
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ps57002
12-19 06:06 PM
I don't know much about Labor Subs to answer...what I did notice is that your lawyer is through company...not going to generalize, but with company lawyers you really should question them and not believe totally what they say....meaning do your own research too. Company lawyer's are interested in keeping employees longer at company and can sometimes push you to do things to cause that. I don't know why you can't have 2 I 140's. But withdrawing your first one would invalidate your 485/ead and depending on your priority date (which would be 2007/2008) and country of birth, you may not have a chance to apply for 485 for a long long time (meaning stuck in same job for long long time...). Again I don't know much about labor subs, my advice is to do your own reasearch, get answers, opinions, and not just take company's lawyers word on everything.
lazycis
01-24 04:52 PM
School can't force her to continue on F1 visa. Only thing she need to send school is her copy of pending I-485 receipt and thats it.
Exactly. Let them cancel her F1 status and she will automatically change status to AOS pending.
Exactly. Let them cancel her F1 status and she will automatically change status to AOS pending.
Legal
07-15 01:51 PM
rockstart
Senior Member Join Date: Apr 2007
Posts: 233
dates make no sense
The dates for H4 I 539 renewal are struck at 14th June 2007 where as most of people who filed their renewal's have already got it. These dates are meaningless.
No. That means ALL cases filed before 14th June07 have been processed. You may have filed on July 1st might have been processed, but this has no relevance to the previous statement.
That's why I think all the 485s filed before July 27th 2007 at NSC have undergone some processing, if not completed.
Problem cases, those which may need RFEs may get notified in the coming weeks.
Senior Member Join Date: Apr 2007
Posts: 233
dates make no sense
The dates for H4 I 539 renewal are struck at 14th June 2007 where as most of people who filed their renewal's have already got it. These dates are meaningless.
No. That means ALL cases filed before 14th June07 have been processed. You may have filed on July 1st might have been processed, but this has no relevance to the previous statement.
That's why I think all the 485s filed before July 27th 2007 at NSC have undergone some processing, if not completed.
Problem cases, those which may need RFEs may get notified in the coming weeks.
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